Skool Pricing 2026: The Exact Point Where Pro Beats Hobby

Pricing last verified 21 August 2026.

Skool has two plans. Hobby is $9.00 a month with a modeled transaction rate of 10.0% + $0.30. Pro is $99.00 a month with a modeled transaction rate of 2.9% + $0.30.

Skool’s published schedule has a higher Pro tier for a single transaction above $900; this threshold is per transaction, not monthly revenue, and the modeled member charge of $50/member/month does not trigger it.

That is nearly the entire pricing page. It is refreshingly short, and it hides one decision that costs real money: at what revenue does the expensive plan become the cheap one?

The answer is $1,268 per month. Below it, Hobby wins. Above it, Pro wins, and the penalty for staying on Hobby grows every month you ignore it.

The two plans

Skool markets annual billing as two months free. Source: Skool pricing; the verification date is shown with this article.

Note what is not on that list. There is no feature gate between the tiers — no member cap, no course limit, no locked-off module. You are buying a lower transaction fee and nothing else. That makes this a pure arithmetic decision, which is unusual and genuinely useful.

In this article’s standard-member scenario, Skool’s published Pro rate is 2.9% + $0.30, matching the standard US online card rate of 2.9% + $0.30. The pricing page lists no separate processing charge, which suggests the fee is all-in rather than stacked on top of a processor. Skool’s published schedule still moves a single transaction above $900 to a higher tier; this is a per-transaction condition, not a monthly-revenue tier, and the modeled member charge of $50/member/month does not trigger it. Confirm this against your own account before you rely on it.

The crossover

Set the two plans equal: Hobby’s monthly subscription is $9.00 with a modeled transaction rate of 10.0% + $0.30, while Pro’s is $99.00 with a modeled transaction rate of 2.9% + $0.30. This puts the monthly crossover at $1,268.

Below that point, Hobby’s lower subscription wins. Above it, Pro’s lower modeled transaction cost wins. At the standard-member scenario’s near-line member count, you are almost exactly on the line.

On annual billing the line moves

Annual billing gives you two months free on both plans, so the subscriptions become $7.50 and $82.50 while the modeled transaction rates remain 10.0% + $0.30 and 2.9% + $0.30. The annual-billing crossover is $1,056 per month.

If you are billed annually, use $1,056. If monthly, use $1,268.

What it costs at each level

Monthly revenue against total monthly cost, assuming the standard member price and one transaction per member per month:

For annual billing, the subscriptions are $7.50 / $82.50 instead of the monthly rates ($9.00 / $99.00).

At the revenue level represented by 500 in the table, Pro costs $117, while Hobby costs $62. Pro is more expensive by $55 at that level.

At the highest revenue level in the table, choosing the wrong plan costs $7,440 a year.

The take rate view

The share of revenue that never reaches you is the subscription plus the transaction cost divided by revenue. The nominal modeled transaction rates are 10.0% + $0.30 for Hobby and 2.9% + $0.30 for Pro; the total share changes with revenue because the subscription is spread across the member base.

Hobby’s take rate is almost flat — it converges on its modeled transaction rate because the percentage fee dominates and the subscription is a rounding error. Pro’s take rate keeps falling. That is the whole argument for it: as revenue grows, the Pro subscription is spread across a larger base while its modeled transaction rate stays lower.

At the smallest revenue level in the table, Pro’s total cost is $108, which is why its effective share is high at small volume. At the highest revenue level, the total cost is $449 and the subscription is a much smaller part of the total.

Three things people get wrong

“Hobby’s transaction rate sounds outrageous, so I should start on Pro.” At the lowest modeled revenue level, Pro’s cost is $108, while Hobby’s is $36. The percentage that sounds bad is cheap in absolute terms when the numbers are small. Start on Hobby.

“I’ll upgrade when I feel ready.” The crossover is not a feeling. Check your last month’s revenue. If it cleared $1,268, you are losing money every day you wait.

“The fee only applies to new payments.” It applies to payments processed through Skool. If you are billing members outside the platform, neither fee applies and the comparison collapses to $9.00 versus $99.00 — in which case, stay on Hobby.

Which one should you pick

Methodology

• Figures from Skool’s pricing page and Skool Payments FAQs. The verification date is shown with this article.
• Scenarios assume the standard member price, one transaction per member per month.
• A 2.9% + $0.30 per-transaction fee is included in the cost table on both plans, reflecting standard card processing. It applies equally to both plans and does not move the crossover.
• Skool’s fee is treated as inclusive of payment processing, following Skool’s published analytics definitions. Skool’s published Pro schedule is tiered: the standard-member scenario uses 2.9% + $0.30, while a single transaction above $900 uses a higher tier; this is a per-transaction threshold, not a monthly-revenue threshold, and the modeled member charge of $50/member/month does not trigger it. Verify against your own account.

Pricing changes without notice. We re-verify quarterly.

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